Admin HIPAA COMPLIANCE

I just posted a related question

For more community-service apps like this, especially if they are provided for free, can the user opt out of HIPPAA for the convenience of, for example, having some of their kids’ general information stored, so that they don’t have to included it on every question they ask?

For the more informed ones, SOC II should be meaningful, right?

So that a reasonable person could easily make that tradeoff of 100% HIPPAA compliance for convenience?

I hope that makes sense. Appreciate any guidance.